Inventory coverage for jewelry retailers, wholesalers and manufacturers
Coverage for retailers, wholesalers and manufacturers of jewelry.
The online Jewelers Block program is structured as a solution for jewelry risks of all sizes, whether a small business or a multi-chained location. The program is flexible enough to allow for the schedule of shipments, salesmen, and exhibitions, and numerous other enhancements.
The program offers quotes usually within 10 minutes after the receipt of your application, during business hours.
Coverages available through the Jewelers Block Program:
| Coverage | Included Automatically | Can be increased to for an additional premium |
|---|---|---|
| Inventory | ||
| Inventory at your premises | n / a | As Declared |
| Property in Safe Deposit Vault of Any Bank , Trust or Safe Deposit Company | n / a | As Declared |
| Property at Premises of Any Dealer , Processor or Similar Bailee in the Jewelry Trade | n / a | As Declared |
| Show Windows & Outside Displays at Insured's Premises | ||
| Regular Plate Glass | 25,000 | n / a |
| Minimum 8mm Glass | Equals Inventory Limit | n / a |
| Travel | ||
| Travel Coverage ( Blanket ) | 25,000 | 100,000 |
| Off Premises Coverage ( items with Salesmen ) | Included | n / a |
| Property Worn By You or Your Employees ( at shows only ) | Included | n / a |
| Registered Buyer | Included | n / a |
| Goods in Custody of Others | 25,000 | 250,000 |
| Shipments by | ||
| Express Carriers | 25,000 | As Declared |
| First Class Registered / Express Mail | 25,000 | As Declared |
| Armored Car | 25,000 | As Declared |
| Merchants Parcel Delivery Service | 25,000 | As Declared |
| Air Freight | 25,000 | As Declared |
| Additional Coverages | ||
| Transit to and from the US Postal Service | 125,000 | n / a |
| Money & Securities | 5,000 | 25,000 |
| Patterns , Molds , Models & Dies | 25,000 | 250,000 |
| Office Contents , Furniture , Fixtures , Tools , Machinery , Fittings | 25,000 | 500,000 |
| EDP ( Electronic Data Processing Equipment ) | 25,000 | 250,000 |
| Tenant Improvements & Betterments | 25,000 | 500,000 |
| Accounting Expense | 1,500 | n / a |
| Theft Damage to Buildings | 25,000 | 100,000 |
| Earthquake | 25,000 | Inventory Limit |
| Flood | 25,000 | Inventory Limit |
In addition to the above, the following are available:
Blanket coverage is automatically included for the transporting of stock by salesmen, owners and employees for up to 25,000. The blanket limit may be increased to 100,000. In addition, individual salesmen, owners and employees can be scheduled to the policy for the transport of higher limits.
Blanket coverage is automatically included for the shipment of items within the United States and Canada for up to 25,000 per shipment. Shipments to other countries can be scheduled as well as shipments above 25,000. Multiple items can be included in a single shipment.
Coverage can be endorsed for the exhibition of stock at industry events. Coverage is available for the duration of the exhibition as well as for transport of items via armored car.
The policy can be endorsed to allow for flunctuations of inventory values during peak seasons.
Coverages referenced on this website may not be available in all territories and may vary depending on the exposure. Minimum premiums may vary by State. Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details, exclusions, limits or other provisions of any insurance policy.
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